Dave Ramsey: Avoid private mortgage insurance
Q: When is it OK to purchase a house without making a 20 percent down payment?
View ArticleDave Ramsey: Health insurance is important
Q: Do you think having cancer insurance is a good idea? A: No, I don’t believe buying cancer insurance is a good idea. However, I do believe everyone needs health insurance. If you have a good health...
View ArticleDave Ramsey: Don't mess with retirement fund for home
Q: Should I take advantage of a 403(b) withdrawal in order to buy a house?
View ArticleDave Ramsey: Build financial foundation before buying house
Q: My husband and I would like to buy a home in the next year or so. My credit is in pretty bad shape, so we’ve decided to work on getting his credit in better shape in order to qualify for a mortgage...
View ArticleDave Ramsey: Life insurance tips for those with a criminal record
Speaker and author Dave Ramsey give financial advice and tips.
View ArticleDave Ramsey: Don't cash out IRA to pay for kids' tuitions
Author and speaker Dave Ramsey shares finanical tips and advice on paying for college.
View ArticleDave Ramsey: Avoid spoiling child teaching him to work
Financial speaker and author Dave Ramsey shares his thoughts on how the wealthy can avoid spoiling their children.
View ArticleDave Ramsey: Making joint checking accounts work
Financial guru Dave Ramsey shares tips on how to make a joint checking account work.
View ArticleDave Ramsey: Teach kids spending, saving, giving
Q: Our daughter is 11 years old, and we save $50 a month for her. Right now, we’ve accumulated $4,200 for college, a car or just savings in general. Should we be investing this money, instead of...
View ArticleDave Ramsey: How much term is necessary?
Financial expert Dave Ramsey suggests people have 10 to 12 times their current annual income in term life insurance. Learn more in this weekly column.
View ArticleDave Ramsey: Insurance plan not best for college savings
Q: An insurance salesman told me it’s better to use a life insurance policy for college savings rather than a 529 plan because the child can use it for anything instead of just college. Is that true?
View ArticleDave Ramsey: Loads of rules come with Section 8 house
Q: I have some rental properties, and the government would like to turn a couple into low-income housing. Is this a good idea, or should I find my own tenant?
View ArticleDave Ramsey: When do I need umbrella insurance?
Q: At what level of net worth should someone consider umbrella insurance?
View ArticleDave Ramsey: Single and staying on track
Q: Do you have any tips for how a single person can stay on track with their finances? A: It’s pretty simple. The first thing is the same advice I give to married couples, and that is to live on a...
View ArticleDave Ramsey: Marketing people often more aggressive in their message than...
Financial guru Dave Ramsey offers tips on getting kids to think about giving this holiday season.
View ArticleDave Ramsey: Close down First National Bank of Mom and Dad
Q: We’ve been supporting our son while he’s in college. He just finished his sophomore year, but he told us the other day he has dropped out of school and isn’t going back. He’s been playing in a band...
View ArticleDave Ramsey: Slow down on mortgage acceleration
Q: Should I pay a nominal fee to be enrolled in a mortgage accelerator program?
View ArticleDave Ramsey: Avoid stress of moving when expecting baby
Q: I’m in the military, and my wife, and I have $13,000 in the bank along with $35,000 in a Roth IRA. We also have no debt, and we put $3,500 into our savings account each month. Our new baby is due to...
View ArticleDave Ramsey: Temporary stop on investing
Q: What would you recommend for 401(k) contributions while getting out of debt?
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