Dave Ramsey: Help your friend the right way
Q: My wife and I have a friend we met through the Big Brothers Big Sisters program. She has a 1-year-old child, and she recently asked us for some money. We don’t really approve of how she’s choosing...
View ArticleDave Ramsey: Pay right amount for house
Q: I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance be figured into this amount?
View ArticleDave Ramsey: Have babies if you want babies
Q: My wife and I are debt-free except for our house, and she would like for us to go ahead and start a family. I make good money, but I’d still like to wait a little longer and add some extra to our...
View ArticleDave Ramsey: Millionaire widow needs a prenup
Q: My husband died several years ago. He always worked very hard, and we did very well financially. I am now 48 and have $3.8 million in assets. I’ve found a wonderful man who is very stable and loving...
View ArticleDave Ramsey: Roll 401(k) into IRA when changing jobs
Q: How should I handle my 401(k) when moving from one job to another?
View ArticleDave Ramsey: Opt for tax-free Roth 401(k)
Q: My current employer offers a regular 401(k) and a Roth 401(k). I’ve got several years before I retire, so which one should I choose?
View ArticleDave Ramsey: Wait to buy house until after one year of marriage
Q: I’m 24-years old, and just got married two months ago. We make $80,000 a year, and have our emergency fund in place with no debt. Plus, we’ve saved up for a 15 percent down payment on a house. I...
View ArticleDave Ramsey: Contentment not on same spectrum as ambition
Q: My husband has a great job, and I love my work and schedule as a substitute teacher. However, he wants me to take a full-time position so we can build more wealth. The only debt we have is our...
View ArticleDave Ramsey: Job choice about personal comfort level and quality of life
Q: I have job offers from two tech companies. One is in San Antonio and pays $55,000 a year, while the other is in Silicon Valley making $100,000 a year. My friends are advising me to move to...
View ArticleDave Ramsey: Don't leave an estate with life insurance
Q: My mom is 71 and debt-free. She's investing $600 a month in a universal life insurance policy worth $250,000 because she wants to leave something behind when she dies. What could she invest this...
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